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Our Products

General Savings Account

  • This is a general saving account to encourage savings. customer can use this account for the safety of the money and daily necessities.
  • The customer is able to deposit any amount of money in the account and withdraw it anytime.
  • The customer is not entitled to any kind of profits for their deposits.
  • Neither there will be any charges to the customers on the services provided by the bank.
  • Customer should maintain minimum balance of Rs. 500/-
  • Utilization : Minimum balance amount will be utilize for micro finance and there will be no profit in it. Rest amount we will keep in a bank(CRR).

Current Account

  • This account is designed for business purpose. The businessmen can enjoy the advantages of this account as and when they want.
  • This is a general current account to encourage the business. The customer can use this account for the safety of his money and daily necessities.
  • The businessman is able to deposit any amount of money in the account and withdraw it anytime.
  • The businessmen is not entitled to any kind of profits for his deposits.
  • Neither there will be any charges to the businessmen on the services provided by the bank.
  • Minimum balance should be kept in this account Rs.1000/-

Fixed Invest Deposit

This is a fixed depositing scheme. Where the customer invests his money into the plan for a particular time period and gets a huge pay back on the maturity .

  • Mudarabah, Musharaka, Wakala
  • Invested amount will grow 0-10% (rate per anum)in the fixed period approximately.
  • In case of preclosure customer will get same as current unit rate.
  • Profit will calculate annually unit basis.
  • In this scheme the customer can withdraw his investments after the term ends.

Term Deposit

  • Its 1 to 5 years bond
  • Each bond value is rs. 10,000/-
  • Customer can take any number of bond it has no seal..
  • Profit assumption approximate 0-9% Approximately.
  • In case of preclosure customer will get same as current unit rate.
  • Profit will calculate quarterly unit basis.
  • Mudarabah, Musharaka, Wakala

Recurring Deposit

  • This plan is especially created for those who are interested to have savings for their future.
  • The investor can put in his money in various options like 1-10 year plan
  • The person who opts this plan has to deposit minimum 500 and maximum has no limit per month for the term.
  • Profit will be calculated montly unit basis
  • Profit Assumption is 8% PA.

PGIM/Daily Deposit

  • The scheme is designed keeping in mind the daily saving opportunities.
  • The investor has to deposit Rs.50 as minimum amount and the maximum has no limit.
  • The scheme lasts for 6 months and 1 year.
  • Door to door collection is available.
  • 0-4% profit will given to the customer for his/her savings
  • In case if customer withdraw his investment before maturity customer will get only what he invested. Also if Collection charges may be deducted from them.
  • Mudarabah

Project Investment

  • The investment is all about a particular project, like shareholdings.
  • The investor gets the profits depending on the project and the amount invested.
  • The returns will be distributed as soon as the project is completed.
  • The customer has no option to withdraw the amount , once he is involved in the project.
  • stisana’a, Mudarabah, Musharaka, Wakala